As a rider or stand-alone product.

Coverage reimburses for a monthly business loan obligation.

Available for up to $10,000 per month, per loan, with a total benefit of up to $2 million. Can be used to protect a loan for the purchase of an existing business or practice, building, facility renovation, or equipment purchase.

Benefit periods: maximum benefit period is 100 months per loan

Elimination periods: 30, 60, and 90 days