Graded benefit plans available for prospects who are medically (including psychological, heart, diabetes, cancer, and many more) or occupationally uninsurable.

Up to $11,000 per month benefit. High limits available beyond $11,000 per month.

Benefit periods: 2 and 5 years

Partial benefit: 50% of monthly benefit for up to 6 months

Own occupation: 24 months or 60 months

Optional riders: Social Security Supplement rider up to $1,000 per month