|
Young Medical Limits (First 2 years) |
Guardian |
Ameritas |
MetLife |
Principal |
The Standard |
|
All Other M.D's. |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Allergists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Anesthesiologists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Anesthetists MD or DO Only |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Cardiologists |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Certified Registered Nurse Anesthetist |
|
$3,000 |
$3,000 |
$2,500 |
$4,000 |
|
Dermatologists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Emergency Room Physicians |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Endocrinologists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Family Practice Physicians |
$6,000 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Gastroenterologists |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
General Practice |
$6,000 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Geneticists |
$6,000 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Geriatricians |
$6,000 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Immunologists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Internists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Neonatologists |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Nephrologists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Neurosurgeon |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Nurse Practitioner |
$1,000 |
$3,000 |
$3,000 |
$3,000 |
$4,000 |
|
OBGYN |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Oncologists |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Optometrist |
$3,500 |
$7,500 |
$3,000 |
$4,000 |
$4,000 |
|
Orthopedic Surgeons |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Otolaryngologist |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Pain Management |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Pediatrician |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Ph.D. Psychologist |
$3,000 |
$7,500 |
$3,000 |
$3,000 |
$4,000 |
|
Physicians Assistant |
$1,500 |
$3,000 |
$3,000 |
$3,000 |
$4,000 |
|
Plastic Surgeons |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$7,500 |
|
Podiatrist |
$2,000 |
|
$2,500 |
$2,500 |
|
|
Psychiatrists |
$6,000 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Radiologists |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Rheumatologists |
$6,500 |
$7,500 |
$7,500 |
$6,500 |
$6,500 |
|
Urologists |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
$7,500 |
|
Medical Students/Residents Limits |
Guardian |
Ameritas |
MetLife |
Principal |
The Standard |
|
M.D. Within 180 Days of Graduation |
$6,500 |
$7,500 |
|
$6,500 |
$6,500 |
|
Medical Fellow |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
|
Medical Intern |
$4,000 |
$5,000 |
$3,500 |
$5,000 |
$3,500 |
|
Medical Resident 1st & 2nd Year |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
|
Medical Resident 3rd & 4th Year |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
|
Medical Student 3rd & 4th Year |
$2,500 (4th) |
$2,500 |
$2,500 |
$2,500 |
$2,500 |
|
Optometrist |
$3,000 (4th) |
$3,000 (4th) |
$2,500 (4th) |
$4,000 |
$2,000 (4th) |
|
Podiatrist |
$1,000 |
|
|
$2,500 |
|
|
Specialist Within 180 Days of Graduation |
$7,500 |
$7,500 |
|
$7,500 |
$7,500 |
|
Young Dental Limits (First 2 Years) |
Guardian |
Ameritas |
MetLife |
Principal |
The Standard |
|
General DDS |
$4,000 |
$5,000 |
$4,000 |
$5,000 |
$5,000 |
|
Orthodontist |
$7,500 |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
|
Endodontist |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
|
Periodontist |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
|
Prosthodontist |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
$6,000 |
|
Pediatric Dentists |
$6,000 |
$5,000 |
$4,000 |
$5,000 |
$6,000 |
|
Maxillofacial/Oral Surgeons |
$7,500 |
$6,000 |
$6,000 |
$6,000 |
$7,500 |
|
Dental Students/Residents Limits |
Guardian |
Ameritas |
MetLife |
Principal |
The Standard |
|
Dental Resident |
$3,500 |
$4,000 |
$4,000 |
$4,000 |
$4,000 |
|
Dental Specialist Graduating Within 180 Days |
$6,000 |
|
|
$6,000 |
$6,000 |
|
Dental Student 3rd & 4th Year |
$2,100 (4th) |
$2,500 |
$2,500 |
$2,500 |
$2,500 |
|
Dental Student/Resident Graduating Within 180 Days |
$4,000 |
|
|
$5,000 |
$5,000 |
|
Non Medical Starting in Practice Limits |
Guardian |
Ameritas |
MetLife |
Principal |
The Standard |
|
Accountant/CPA |
$3,000 |
$4,000 |
$4,000 |
$4,000 |
$4,000 |
|
Architect |
$3,000 |
$4,000 |
$4,000 |
$4,000 |
$4,000 |
|
Attorney |
$3,000 |
$4,000 |
$4,000 |
$4,000 |
$4,000 |
|
Business Professionals - MBA Degree |
$2,000 |
|
$3,000 |
|
|
|
Computer Scientists |
$2,000 |
|
$3,000 |
|
$4,000 |
|
Engineer |
$3,000 |
$4,000 |
$4,000 |
$4,000 |
$4,000 |
|
Pharmacist |
$3,500 |
$4,000 |
$4,000 |
$4,000 |
$4,500 |
|
Vetertinarian |
$3,000 |
$4,000 |
$4,000 |
$4,000 |
$4,000 |
|
Non Medical Student Limits |
Guardian |
Ameritas |
MetLife |
Principal |
The Standard |
|
Accountant/CPA Students |
$1,500 (4th) |
|
$2,500 (4th) |
|
$2,000 |
|
Architect, Engineer Students |
$1,500 (4th) |
|
$2,500 (4th) |
|
$2,000 |
|
Computer Science Student |
$1,000 (4th) |
|
$2,500 (4th) |
|
$2,000 |
|
Law Students 3rd or 4th Year |
$3,000 |
$3,000 (4th) |
$2,500 (4th) |
$2,000 |
$2,000 |
|
MBA Program Student |
$2,000 (4th) |
|
$2,500 (4th) |
|
|
|
Pharmacist Resident/Intern |
$1,500 |
$2,000 |
$2,500 |
$1,500 |
$2,500 |
|
Pharmacy Students |
$1,500 |
$2,000 |
$2,500 (4th) |
$1,500 |
$2,500 (4th) |
|
Veterinarian Student/Resident/Intern |
$2,000 |
$2,500 (4th) |
$2,500 (4th) |
$2,000 |
$2,500 |