For specialty occupations or situations outside of regular DI markets we offer Lloyds of London.

Benefit periods: up to 10 years, with optional lump sum amounts at the end of the benefit period, if the insured is still disabled.

Renewable: 3 or 5 year terms. At the end of the policy term the policy can be renewed. A good health statement is usually all that is required.

Issue limits: individual consideration