
1. Gather Client Information
Include name, gender, date of birth, state, tobacco use, occupation including daily duties, income, existing coverage, and medical history.

2. Contact MetroDI for Illustrations
We will forward to you the most competitive proposals with all pertinent paperwork within one business day.

3. Present Proposals
Our staff is available between 9:00 A.M and 6:00 P.M. EST to answer questions or modify proposals.

4. Complete Application
Get necessary financial documents and advise client of what to expect during underwriting, including telephone interview and medical requirements.

5. Licensing and Contracting
Submit with the application and include E & O certificate and state license.

6. Underwriting
Our pending business team takes over to make sure all requirements are ordered and completed in a timely manner. MetroDI will contact you if anything is needed during the underwriting process.

7. Approval Notification
MetroDI will notify you when an underwriting decision has been made and will provide you with post sales support.

8. Policy Delivery
The policy will be sent to you for delivery with delivery instructions.

9. Submission of Post Delivery Requirements
Delivery requirements can be scanned, faxed, or mailed to MetroDI.

10. Commissions
Commissions are paid two times per month.